The improvements include a person-to-person payment option with Apple Pay on iMessage, as well as the Apple Pay Cash card.
Thanks, Apple. You just helped us avoid having to send our friends a text quoting Rihanna's "B*tch better have my money".
Siri promises to lend an assist too, if you bark out a command along the lines of,"Hey Siri, send $25 to Sam for movie tickets". That prevents a thief from sending cash.
However, Apple was forced to ship iOS 11 without the P2P service, admitting at the time that Pay Cash "wasn't ready" to ship in September as planned. Or you can send someone money after tapping on the message in which they're requesting it. How so? Inside the Messages app, tap the App Store for iMessages symbol, and then tap the Apple Pay icon. Once that's done, you can then head down and pick it up.
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It's now two months on, and Apple's Pay Cash is finally making its debut in the latest betas of iOS 11.2 and watchOS 4.2. This will allow users to send and receive cash payments from the iPhone Messages app using iMessage. From there, you can either choose to leave the funds in your Apple PayCash Card, or transfer them to a bank account of your choice.
There's no fee for debit card transactions, while an "industry standard" fee will apply for money funded with credit cards.